you must be at least 18 years old and resident in the UK
your product must be in good working order and less than 45 days old when this policy starts
your product must have been bought from mygroovyplace.com
your product is covered under this policy while it is located anywhere in the world; however any repairs or replacement under this policy will only be carried out within the UK
You need to either pay the total premium in one full payment before the policy starts or in monthly installments by the agreed payment method, unless the policy has been provided to you at no charge.
Cover starts
Cover lasts for 2, 3 or 4 years depending on your product and its manufacturer’s guarantee (unless ended in accordance with our terms and conditions).
The duration of cover will be confirmed on your receipt or certificate of insurance. If you cancel within the 45 day cooling off period you will receive a full refund of any premium paid. If we give you a replacement or vouchers for a replacement the policy will end immediately and no premium will be refunded.
If you have paid in advance (or been provided the policy at no charge) and wish to cancel during the first 14 days, please contact us at customerservices@mygroovyplace.com.
Alternatively, please call our insurance provider, Warranty Solutions on 01759 487828 or e-mail: admin@warrantysolutions.co.uk or write directly to Warranty Solutions, Minerva House, Halifax Way, Pocklington Airfield Industrial Estate, Pocklington, East Yorkshire YO42 1NR.
You will need to enclose your documentation, receipt and contact details.
Thank You for choosing this Extended Warranty policy, which is underwritten by Financial & Legal Insurance Company Limited. You now have Extended Warranty insurance to protect You in relation to the benefits set out in this policy.
This policy meets the needs of a customer who wishes to protect their appliance(s) against actual sudden and unforeseen electrical or mechanical failure. This insurance covers electrical and mechanical failure as detailed within this policy document. A summary of the cover provided by this policy is shown in Your Insurance Product Information Document (IPID) document.
You are entitled to cancel Your policy with a full premium refund within 14 days of it starting, provided that there have been no claims. Please see the Cancellation section for full details.
Please read this policy document carefully and keep it in a safe place. This insurance is a contract between Us and You.
We will, subject to the terms of this policy, provide You with the insurance set out in the policy in respect of claims occurring during the Period of Insurance shown in the Certificate of Insurance and for any subsequent period for which We may accept a renewal premium.
You must ensure that all the information You have given to Us is accurate to the best of Your knowledge. We will be entitled to refuse to accept a claim where You do not take reasonable care not to make a misrepresentation.
The policy, Certificate of Insurance and any endorsements must be read together as one document. If You would like these documents in another format, please let Us know.
Signed on our behalf
Nick Garner, Chief Executive Officer
Financial & Legal Insurance Company Limited
We hope that Your Appliance will be trouble free. However, if it should experience a Mechanical or Electrical Breakdown during the Period of Insurance, please follow the claims procedure detailed in Your policy.
The words or expressions detailed below have the following meaning wherever they appear in this policy and will appear with a capital letter and in Bold.
We reserve the right to charge for the expense of a service call if no fault has been found with the Appliance after We have inspected it.
It is vital to obtain pre-authorisation under Your policy in the event of a claim and that You contact the Administrator, Warranty Solutions on tel: 01759 487828
Please provide the Administrator with as much information possible about what has happened so they can give advice and arrange for an engineer to contact You. The engineer will contact You within 24 hours of you contacting the Administrator.
Please have Your policy number which is shown at the top of Your Schedule and details of the Appliance ready when You call.
Repairs carried out without gaining authorisation may result in the cost of claim not being reimbursed.
Claims are only valid where authority has been issued by the Administrator or their appointed engineer.
We are not responsible for any inconvenience, loss or damage caused by delay in the supply of spare parts or components by manufacturers or their suppliers or agents.
5. Governing Law
This policy is subject to the law applicable to Your place of residence in the United Kingdom.
6. Assignment
This insurance is between and binding upon Us and You and their respective successors in title, but this insurance may not otherwise be assigned by You without Our prior written consent.
Cooling Off Period
You may cancel this policy up to 14 days after You receive this policy document to receive a full refund. You can exercise this right by contacting the Administrator on …….. or email admin@warrantysolutions.co.uk.
After the 14-day “cooling off period” has expired, You may cancel the policy by giving the Administrator fourteen (14) day’s notice in writing. The Administrator will calculate, and advise You of, the amount of any premium refund due under this Insurance calculated as follows:-
Your policy will end automatically if We have provided You with a replacement appliance or monetary settlement. No policy refunds will be due.
We may cancel this policy at any time provided that We give You 7 days notice of cancellation and there is a valid reason for doing so. Valid reasons for cancellation include, but are not limited to fraud, dishonesty and any outstanding amount due from You in relation to any other claim under the policy.
Where We cancel this policy no refund of premium will be available. If We cancel the policy We will write to You at Your address shown in Our records.
It is the intention to give You the best possible service but if You do have any questions or concerns about this insurance or the handling of a claim You should contact the Manager of the Administrator. The contact details are:
Warranty Solutions
55a Halifax Way
Pocklington
York
YO42 1NR
Tel: 01759 487828
Please ensure Your policy number is quoted in all correspondence to assist a quick and efficient response.
We will contact You within five days of receiving Your complaint to inform You of what action We are taking. We will try to resolve the problem and give You an answer within four weeks. If it will take Us longer than four weeks We will tell You when You can expect an answer.
Alternatively, at any stage, You may have the right to contact the Financial Ombudsman Service who can review complaints from ‘eligible complaints’ which includes private individuals and sole traders and small partnerships with a yearly turnover of less than £1 million.
Exchange Tower
Harbour Exchange Square
London
E14 9SR
Telephone: 0800 023 4567 or 0300 123 9 123
Email: complaint.info@financial-ombudsman.org.uk
This complaints procedure does not affect any legal right You have to take action against Us. Further information can be found at: http://www.financialombudsman.org.uk/default.htm
Financial & Legal Insurance Company Limited are covered by the Financial Services Compensation Scheme, established under the Financial Services and Markets Act 2000 (the “Compensation Scheme”). If they are unable to meet their obligations under this policy You may be entitled to compensation from the Compensation Scheme.
By purchasing this insurance policy with Financial & Legal Insurance Company Limited, You have consented to the Use of Your data as described below.
We are Financial & Legal Insurance Company Limited, referred to as “We/Us/Our” in this notice. Our data controller registration number issued by the Information Commissioner’s Officer is Z561011X.
This privacy notice is relevant to anyone who uses Our services, including policyholders, prospective policyholders, and any other individuals insured under a policy. We refer to these individuals as "You/Your” in this notice.
We are dedicated to being transparent about what We do with the information that We collect about You. We process Your personal data in accordance with the relevant data protection legislation.
The provision of Your personal data is necessary for Us to administer Your insurance policy and meet Our contractual requirements under the policy. You do not have to provide Us with Your personal data, but We may not be able to proceed appropriately or handle any claims if You decide not to do so.
Where You have purchased an insurance policy through one of Our brokers, You will be aware of the information that You gave to them when taking out the insurance. The agent will pass Your information to Us so that We can administer Your insurance policy. For specific types of insurance policies, for example when offering You a travel insurance policy, We may process some special categories of Your personal data, such as information about Your health.
We have a legitimate interest to collect this data as We are required to use this information as part of Your insurance quotation or insurance policy with Us. We may also process the data where it is necessary for a legal obligation, or as part of the establishment or defence of a legal claim.
Financial & Legal Insurance Company Limited’s full privacy notice
This notice explains the most important aspects of how We use Your data. You can get more information about this by viewing Our full privacy notice online at http://financialandlegal.co.uk or request a copy by emailing Us at info@financial&legal.co.uk. Alternatively, You can write to Us at: Data Protection, Financial & Legal Insurance Company Limited, Cheadle Royal Business Park, No 1 Lakeside, Cheadle, SK8 3GW.
The insurance provided by this policy is underwritten by Financial & Legal Insurance Company Limited authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 202915. Registered in England under Company No. 03034220.
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